Mortgage News

Helston_office

pound_signIn the mortgage market, new offers, rates and deals change by the minute. What might have been the best deal for you oneminute,may have sold out or been superseded by an even better one the next. To ensure you receive the best advice, we recommend that you speak to our independent, whole of market mortgage advisor by giving him a call on (01326) 561-561  This e-mail address is being protected from spambots. You need JavaScript enabled to view it or, by calling into the office. In the meantime, here is a snapshot of some of the best deals available at the time we uploaded them:

At PDQ we can offer a one stop approach for home owners, first time buyers, from selling a property or finding a property, whether you want a remortgage or are looking to do a self build. Offering superb customer service with a personnel touch, we can source mortgage options from the whole market not a limited panel or from just one provider, we can liaise with all parties involved during the selling and buying process providing as stress free experience as possible.

With our letting dept, we make sure we adopt the same approach we use in the Estate Agency, so whether you are an experienced landlord or a first time landlord looking to purchase your first investment property please let us ensure you have the correct mortgage for you and that you can have a choice from the whole market and not miss out.

We are also able to offer advice in the area of Equity Release, suitable for clients looking to remain in their property who want to take advantage of the equity in their property, again for more information and a no obligation chat please call into the office.

Darran

LATEST NEWS

07/12/11: 

5.99% 2 year Fixed

  • 95% LTV
  • £195 application fee
  • Purchase and Remortgage
  • Free standard valuation and legals for Remortgage
  • £300,000 maximum loan
  • Available for Purchases & Remortgages

"We have available today a new mortgage range of 2 year fixed rate mortgage products. Whilst some of our deals are increasing in price as a result of increased swap costs, we are pleased to announce that we have been able to maintain the rates below on a number of the product up to 75% and 85% LTV for purchases and remortgages."

Description Rate LTV App fee Comp Fee Available for
2 Year Fixed Rate 2.88% 60% £195 £800 Purchase and remortgage business
2 Year Fixed Rate 3.19% 60% £195 £0 Purchase and remortgage business
2 Year Fixed Rate 2.98% 75% £195 £800 Purchase and remortgage business
2 Year Fixed Rate 3.28% 75% £195 £0 Purchase and remortgage business
2 Year Fixed Rate 3.98% 85% £195 £800 Purchase and remortgage business
2 Year Fixed Rate 4.18% 85% £195 £0 Purchase and remortgage business

 


 

Buy 2 Let Options

  • 1.99% Trackers Mortgages available
  • 2.99% Fixed Mortgages available

THE BANK OF MUM AND DAD

NOW AVAILABLE 100% LTV FAMILY GUARANTEE MORTGAGE

We are delighted to announce that you now have access to the fantastic Family Guarantee Mortgage.

The Bank of Mum & Dad are turning out to be a major contributor in this tough economic climate with many parents handing over cash deposits to their children in order for them to be able to afford their first home. However, some parents may not have this cash to hand over - We now have the answer!

Mortgages that cover the entire cost of a home are back! Young buyers can now borrow up to 100 per cent of the property value (max £250,000) without a deposit but with the help of Mum and Dad.

The Family Guarantee Mortgage - 100% Lending - No deposit required!

• 6.48% fixed for 3 Years
• Purchase Only
• 100% LTV
• Parental guarantee - Collateral charge required on parents, step parents or grandparents property equal to the amount of new mortgage above 75% LTV
• £299 Booking Fee
• £999 Completion Fee
• Maximum age of guarantor - 60 at commencement

Step parents, grandparents and legal guardians are also able to act as guarantors.

Don't miss out on this fantastic semi-exclusive product - AVAILABLE NOW!

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For more details on these and other products available feel free to call the office on 01326 561561.

Last updated 07/12/11

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Last Updated (Wednesday, 07 December 2011 14:01)